Open enrollment season began on November 1st! This is the time of year when Americans can enroll in a health insurance plan for the following year. Typically, the enrollment period is about 90 days long, but this year it’s only 45 days. This doesn’t give you a ton of time to do research before enrolling, so start now!

Open enrollment for 2018 is from November 1st until December 15th. You must enroll by December 15th in order to be covered for 2018.

There’s a lot of misinformation out there about health insurance and enrollment. So here are some facts to get you on the right page, so you can make the best decision for you.

  1. The Affordable Care Act is still alive and well. Congress has held several repeal votes this year, but none have succeeded. The marketplace is still available for 2018 and the ACA regulations are still in place.

  2. Open enrollment for 2018 is from November 1st until December 15th. You must enroll by December 15th in order to be covered for 2018.

  3. 80% of people in HealthCare.gov states can find a plan for less than $75/month, up from 71% last year, more people than ever before.

  4. 100% of U.S. counties have an insurer offering health insurance coverage, despite what you may have read on Twitter.

  5. 70% of counties have at least two insurance issuers, meaning consumers have multiple plans to choose from in nearly every county in America. Some consumers will even have access to insurance with zero dollar premiums depending on age and income.

  6. The average consumer shopping on the HealthCare.gov website will be able to choose among multiple issuers and about 26 different plans.

  7. Premiums are upwards of 130% increased on the Silver plans but Bronze and Gold plans offer plans at no-cost or low-cost.

  8. Many people will be eligible for plans for $0, $10, or $20 a month. In fact, 8/10 people are eligible for a plan that is less than $75 a month. Compare that to what you’re spending now!

Want to see what health insurance plan is right for you? Check out Take Command Health to see your options and ensure you’re making the right choice! (Note: I will receive a commission if you sign up using my link. This in no way alters my opinion of this product; I only recommend things I truly believe in.)

For more information on the Affordable Care Act, health insurance, and open enrollment, see the resources below: